When a client who already owns property comes in for a review, you can now show them where each property sits in the market cycle, and what is worth keeping, refinancing or selling down. And if they decide to buy again, our strategists step in behind you.
Free for you to use. It lives inside the loan review you already do. Your client only pays if they choose to take the next step.
You are already doing the loan review. This gives you something genuinely useful to say in it, and a specialist partner ready the moment the client wants to go further.
For any client with existing property, see where each one sits in the market cycle and talk them through what is worth keeping, refinancing, or selling down. A real conversation, coming from you, in a review you were doing anyway.
Your client sits with an Alaya strategist and walks away with a suburb-level market report matched to their plan. You brought them something real, not a referral to go figure it out alone.
You are already running the reviews and writing the loans. These are the moments where, right now, you have to change the subject. Not any more.
Right now that goes nowhere, it sits outside what you can advise on. This gives you something real to say, and when they are ready to finance the next move, you are already in the room.
Now you can show them exactly where each property sits in the market cycle and what to do about it. This lets you step into the advisor role completely.
When they built their property strategy with you, they raise it with you first instead of just leaving, and they stay, because literally no one else is offering this, something this strategic and comprehensive.
The loan is yours. The property strategy sits outside a broker's remit, and your clients still need it. Here is how the two lock together.
Borrowing power, structure and the finance. The part only you can do, and the reason they came to you.
Where do my properties sit? What should I do next? Where should I buy? Questions a loan alone cannot answer.
The strategy, the cycle read and the suburb research. Handled by a licensed partner, and it always points back through you.
The broker tool works on a client's existing properties. Enter them once, and it shows where each one sits in its cycle, and whether it is worth keeping, refinancing, or selling down to free up capital.
2 properties in Frankston, same postcode: the north pocket grew 14.2% over 2 years, the west rail corridor just 1.7%. Suburb medians hide this. The tool goes to the pocket.
Type an address and see the exact sub-market it belongs to, not just the suburb. Growth, sale speed, median price and yield, with a plain-English read on what it means for that property.
Enter a client's whole portfolio, 2 to 8 properties, and each one is read across 5 live market signals, then mapped to a phase, from recovery through to past peak. You see the phase, the tool keeps the maths.
Toggle between holding, selling down, and redeploying capital, and watch 10 years of equity move in front of the client. Selling costs, capital gains, stamp duty and lending caps are all built in.
This is what keeps you inside your regulatory scope. The tool flags the property, shows why, and points to a specialist conversation, rather than pretending to know.
Prices in this market have fallen sharply over the past year, significantly faster than the multi-year trend already in place. At the same time, the underlying market signals are pointing the other way. No single phase reads cleanly.
The broker tool reads what they already own. If the plan is to acquire, that is a separate layer: a strategy chat with our head of strategy, modelled live in PropGoal, then suburb research built around that exact client.
Your client sits with Pedro, our head of strategy. As the conversation happens, PropGoal models the plan over whatever time horizon they are working to, properties, portfolio value, passive income against their goal, and net debt. They leave with a clear plan to work towards, built on their own numbers.
Illustrative model output, refreshed live as assumptions change. Not a forecast or financial advice.
The plan from the strategy chat drives every cut. We start with every residential suburb in Australia and narrow, against hard data, to the few that genuinely fit that client for a new purchase.
Suburb counts and thresholds shown here are illustrative examples of the process, not recommendations.
Three things, built around them: a full health check on what they own, a strategy plan modelled live, and a shortlist of suburbs matched to their goal, each with its own report.
Every property they own, read for cycle position, equity and what to do next.
Their plan modelled live against their goal and time horizon.
A shortlist matched to them, each suburb its own deep report.
Every suburb is read across dozens of signals and the direction each one is heading, not just its median. Three from a shortlist:
Suburbs and figures shown are illustrative examples of the process, not recommendations.
Every report is delivered as an interactive link the client can open, explore and come back to. Here is a sample of the depth behind it.
Using Alaya Intelligence in your loan reviews costs you nothing. Your client only pays if they decide to take the next step, and even then it comes back to them.
Your client can always run the buy themselves. Most would rather have it done for them, and if they go full service, the $3,300 comes straight off the fee. You are the one who set it all up.
A quick, free setup drops the broker tool into your workflow. Nothing to pay.
Put in what your client owns, and the tool builds a fully unique, personalised report for them.
Share the link as part of the loan review conversation you were already having.
Talk the client through what the report shows, where each property sits, and what is worth keeping, refinancing or selling.
If the client wants to buy again, hand them to our strategist for the strategy chat and suburb research.
Hey Sarah,
Great chatting today. With the loan review sorted, I ran your 3 properties through our market tool to see where each one sits in its cycle right now.
Have a look for yourself. The quick version: two are still building, one is closer to the top. I'll call you Thursday to talk through the options from here.
Those give you a suburb median. This goes to pocket level inside each suburb, because 2 properties in the same postcode can be in completely different markets. It also adds a cycle-position read and a 10-year forecast tool. Nothing else on the market combines the two.
No. Every screen is framed as informational, and every action-related read recommends the client speaks with their financial adviser, broker and buyer's agent before any move. When the data is too messy to be confident, the tool flags it and refuses to make a call. It is decision-support, not decision-making.
This is the exact methodology Alaya uses to read the market for its own clients. Over the past 12 months, the markets we selected using it have grown around 16% on an annualised basis, across hundreds of properties. It has been tested and validated by hand across 100+ diverse Australian suburbs, spanning every state, price point and property type, and conservative flag rules catch the edge cases where the data does not support a confident call. Past performance is not a guarantee of future results.
The underlying market data refreshes monthly, and the tool re-scores your active client portfolios daily.
See what our results have been so far →
Figures are Alaya's own and illustrate the methodology. Past performance is not a guarantee of future results.
The read on what they already own, a strategy chat, and a suburb shortlist built around them. Free for you to bring to the table, and it keeps your clients close.